Our Lending Products and Rates


Standard/Personal Loans 9.9% APR - Calculate Repayments

Tipperary Credit Union’s standard loan rate. This rate is available for loans such as Holidays, Special Occasions, Bridging Loans, Medical Expenses etc.Top ups are available on this loan rate.

Proof of earnings, Guarantor and/or other conditions may be required.

Normal Terms up to 5 years. Up to €40,000 unsecured.

Home Improvement/Business Loans 7.5% APR - Calculate Repayments

This Loan product is available for new lending between €10,000 and €40,000 where the loan purpose is either structural home improvement or for Business Purposes. Expenditure must be verified (Invoices/Quotations, Business Plans etc). Contact the credit union for an information brochure.

 
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Normal Terms up to 5 years. Security requried for loans above €40,000. >>> Apply For a Loan
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Reduced Rate Car Loans 7.4% APR - Calculate Repayments >>> Why Borrow With Us?
"drive home a bargain" >>> Our Loans and Rates

7.4% APR. With a Tipperary Credit Union car loan you own your car from day one. Have your finance arranged before you enter the dealers showroom, this puts you in control.

Terms up to 5 years. Max unsecured loan of € 40,000.

Smart Start Student Loan Package 6.6% APR - Calculate Repayments

Tipperary Credit Union have put together a student loan package to deal with the financial difficulties of going to college. Our smart start student loans are one of the most competitive student loans on the market. Contact us for more details. Note: a Guarantor is required for this loan product. Student members can also borrow for a PC or Laptop at the this great low rate. Terms up to 5 years.

Secured Savings Loan 6.6% APR - Calculate Repayments - Available for loans that are fully covered by shares.


Secured Loans 5.7% APR -
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For new loan amounts above €40,000. Security is required and you can incorporate existing borrowing if security is adequate to cover 125% of the loan.

Available for site purchases, extensions, council mortgages/buyouts etc

Tax relief at source “TRS” may be available. Contact the credit union today for more information.


Community Development Loans & Social Finance 5.3% APR -
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Available to Community Organisations and social finance projects. Contact the credit union if you require more info.

Note: The maximum any member can borrow on combined loans in Tipperary Credit Union is € 40,000 unsecured. Balances above this require security (eg shares, deeds to property).