Home Sweet Home

Borrow up to €425,000

Fixed & Variable Interest Rates available.

Loan terms up to 35 Years

OUR CREDIT UNION MORTGAGE ENABLES YOU TO:

  • Buy your first home.
  • Switch your existing mortgage to Tipperary Credit Union
  • Move home.
  • Buy your home from the local authority

KEY QUALIFYING CRITERIA

You must be over 18 years old.

Our mortgage applies to your principal private residence only.

Maximum loan allowed is 4 times your gross salary/income.

Borrow up to 90% of the value of the property.

HOW TO APPLY.

Documentation required

We require the following to be completed by you when making a mortgage application.

  1. Mortgage Checklist Our mortgage checklist details the standard documentation required to process your mortgage application.
  2. Mortgage Application Form It is important that you give us all the information that we need on this form – and that we can read all your answers. So please:
    • Answer the questions clearly and fully
    • Write in CAPITAL LETTERS
    • Where alternative answers are suggested to you, please tick the appropriate boxes
  3. Salary Certificate (paye employees only) This should be handed to your employer to complete for you.

If you would like to apply for a mortgage please print these required forms. Once completed please drop these forms into your nearest branch or email them to info@tipperarycu.ie

The information received will be treated as confidential and only for use by Tipperary Credit Union.

Contact us

In-Branch

Call to any of our branches at any time to apply for a loan, there is no need to make an appointment. One of our dedicated Lending team will provide you with our mortgage pack and go through any queries you may have.

Over the Phone

Call our free phone number 1800 62 22 62 and we will email or post our mortgage pack to you. We are happy to answer any additional queries you may have.

Email

Send us an email to info@tipperarycu.ie and we can email you our mortgage pack.

WARNING

Warning – If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

WARNING

Warning – Possible fluctuations in the interest rate could affect the amount payable.

WARNING

Security, property insurance, and life cover required.

WARNING

Loans are subject to approval. Terms & Conditions apply. Tipperary Credit Union Limited is regulated by the Central Bank of Ireland.