Student Loans

Are you college ready?

Our Smart Start Student Loans can give you the opportunity to start college the smart way. Third level can be stressful already without the added pressure of fees and costs. Our Smart Start loan rate of 6.6% APR is one of the most competitive on the market.

Transitioning to online college life?

Under the current circumstances college courses may be online this coming semester. Let us help, our Smart Start Student Loans can help cover the costs of Laptops, Computers, Tablets or Wifi Connectivity.

Commuting this year?

Due to the impact of COVID-19 you might find yourself commuting to college this coming year. We have a new student rate car loan available. Travel to college safe and smart with Tipperary Credit Union. Please note you must be in fulltime education to avail of this rate.

Everything you want in a current account from Tipperary Credit Union

Our new Current Account gives you instant access to your money through our Mastercard® Debit Card, a secure app and online portal, mobile functionality, and best of all, there’s free day-to-day banking for Students! You also get access to Mastercard Priceless Cities with digital experiences like free yoga classes and priority access to sporting and music events. The Student Current Account is available to Credit Union members enrolling or currently enrolled in full-time third-level education.

John Gaynor Memorial Student Scholarship

Tipperary Credit Union operates a Student Scholarship member the first year of a recognised Third Level or Post Leaving Cert course or Trade Apprenticeships. Six lucky students each year will qualify for this scholarship, worth €1,500 each.

Note

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

Note

Tipperary Credit Union is regulated by the Central Bank of Ireland.
Normal lending terms and conditions apply.

For a €10,000, 5-year variable interest rate loan, with 60 monthly repayments of €195.21, an interest rate of 6.4%, a representative APR of 6.6%; the total amount payable by the member is €11,709.54. Information correct as at 16/09/2020.

More information

If you would like more information on Student Loans, Smart Start Loan rates, our Loan Calculator or our Current Account, please click below.

Current Account    

Student Loans

Loan Calculator

We are here to help

At Tipperary Credit Union we pride ourselves on our customer service. The support section provides plenty of useful information regarding Current Account questions and issues and details on how to contact us.