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Annual General Meeting 2019

Notice is hereby given that the Annual General Meeting of Tipperary Credit Union will take place in Ballykisteen Hotel and Golf Resort, Tipperary on Tuesday the 10th December 2019 at 7.30 p.m.

(All members are asked to bring their membership number)

Free member draws will take place for members present at the AGM.

Tipperary Credit Union Photography Competition
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Tipperary Credit Union Photography Competition 2020

We are seeking a photographer to capture the essence of Tipperary Credit Union for the 2020 Alliance of Credit Unions of Tipperary  Calendar. The Alliance is a a group of Credit Unions from Tipperary who produce a calendar every year. Each Credit Union has their own page in the Calendar and this year we are asking members of the public to send in a photo for our page.

ABOUT THE COMPETITION
This year’s theme is ‘Nature’ and we are looking for landscape size photos that will show off the “Nature” of the Common Bond of Tipperary Credit Union in all its glory. The photos must be landscape in size. Tipperary Credit Union’s common bond includes the following locations: Tipperary Town, Bansha, Cappawhite, Doon, Dundrum, Emly, Hollyford, Oola and Plassey (Limerick). Photos can be colour or black and white but they must be of high quality, i.e. 300dpi and landscape in size. Photos must be submitted electronically to the email c.costelloe@tipperarycu.ie. with the following:

  1. Name of photographer
  2. Contact number
  3. Title/Description of photo

Closing date for entries is 24th October 2019. Two winning photos will be selected with each receiving a €100. One photo will be guaranteed a place in the calendar with the second photo subject to space.

TERMS AND CONDITIONS

1. This competition is open to the general public 16 years or over.

2. It is a condition of entry that all rules are accepted as final and that the competitor agrees to abide by these rules. The decision of the judges is final and no correspondence will be entered into. Submission of an entry will be taken to mean acceptance of these terms and conditions.

3. Entries should be submitted by via email to c.costelloe@tipperarycu.ie must be labelled with the entrant’s name and location of the photograph and image files must be 300 dpi and between 1MB and 3MB. Entrants should include their own name, address and telephone number. We regret that we are unable to accept postal entries.

4. All entries must be received by the advertised closing time and date (5.00p.m. on the 24th of October 2019).

5. All images submitted must be the work of the individual submitting them and must not have been published elsewhere or have won a prize in any other photographic competition. It is the responsibility of each entrant to ensure that any images they submit have been taken with the permission of the subject and do not infringe the copyright of any third party or any laws. Entrants must warrant that the photograph they are submitting is their own work and that they own the copyright for it.

6. Copyright in all images submitted for this competition remains with the respective entrants. However, in consideration of their providing the Competition, each entrant grants a worldwide, irrevocable, perpetual licence to Tipperary Credit Union Limited to feature any or all of the submitted images in any of their publications, their websites/social media and/or in any promotional material connected to this competition.

7. Only one entry per person. Late, illegible, incomplete, defaced or corrupt entries will not be accepted. No responsibility can be accepted for lost entries and proof of transmission will not be accepted as proof of receipt. Entries must not be sent through agencies or third parties.

8. The winning entry will be that that is judged to be the most visually appealing, original and self-explanatory. The winner will be notified within seven days of the closing date of the competition.

9. There are two prizes of €100. The prize is subject to availability. There is no guarantee that both photos will be used for the Credit Unions of Tipperary Calendar.

10. The winners may be required to take part in publicity.

11. The winners’ names and counties may be disclosed on the calendar or to anyone who writes in to Tipperary Credit Union seeking the names of the winners.

13. Events may occur that render the competition itself or the awarding of the prizes impossible due to reasons beyond the control of the Tipperary Credit Union and accordingly Tipperary Credit Union may at its absolute discretion vary or amend the promotion and the entrant agrees that no liability shall attach to Tipperary Credit Union as a result thereof.

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September Car Draw Winner 2019

September Car Draw Winner 2019

Congratulations to Mrs Breda Englishby of  Emly, Co. Tipperary our September winner of our Members Car Draw, Breda won a brand new Renault Clio!

If you haven’t signed up for the members car draw yet, simply call to any of our branch offices and fill out the Members Car Draw form. At only €24 per annum for six draws, our members car draw is exceptional value for money. Tipperary Credit Union’s car draw is exclusive to members only which gives you an even greater chance of winning one of the superb cars on offer.T&C’s Apply

 

 

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July Car Draw Winner 2019

July Car Draw Winner 2019

Congratulations to Cyril and Una Ryan, Bansha Road, Tipperary Town our July winners of our Members Car Draw, Cyril and Una won a brand new Renault Clio!

If you haven’t signed up for the members car draw yet, simply call to any of our branch offices and fill out the Members Car Draw form. At only €24 per annum for six draws, our members car draw is exceptional value for money. Tipperary Credit Union’s car draw is exclusive to members only which gives you an even greater chance of winning one of the superb cars on offer.T&C’s Apply

 

 

Opening Hours
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New Branch Opening Hours

New Branch Office Opening Hours

Our new branch opening hours will commence the week of the 5th of August. The following branch offices opening hours are changing: Bansha, Doon and Plassey.

Bansha New Opening Hours:

We will no longer open on a Friday in our Bansha Branch Office. The branch will cease Friday services on the 2nd of August 2019.

New Opening Hours:

Thursday: 9.30a.m. to 5.00p.m.
Closed for lunch 12.30p.m. to 1.30p.m.

Saturday: 9.30a.m. to 2.30p.m.

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Doon New Opening Hours:

The branch will cease Wednesday services on the 31st of July.

New Opening Hours:

Thursday: 9.30a.m. to 5.00p.m.
Closed for lunch 12.30p.m. to 1.30p.m.

Friday: 9.30a.m. to 5.00p.m.
Closed for lunch 12.30p.m. to 1.30p.m.

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Plassey New Opening Hours:

The branch will cease late evening services on the 2nd of August 2019.

Monday: 9.30a.m. to 5.00p.m.
Open through lunch

Tuesday: 9.30a.m. to 5.00p.m.
Open through lunch

Wednesday: 9.30a.m. to 5.00p.m.
Open through lunch

Thursday: 9.30a.m. to 5.00p.m.
Open through lunch

Friday: 9.30a.m. to 5.00p.m.
Open through lunch

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Hollyford Branch

Please note the Hollyford Branch Office will cease operation from the 2nd of  August 2019.

 

 

Bicycle Draw Tipperary Credit Union
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Bicycle Draw Competition 2019

Youth Programme

As part of our Youth Programme our Summer Bicycle Draw is back again. The bicycle draw competition is designed to encourage our younger members to save. The competition’s objective is to encourage children to save a little bit on a regular basis and to remind them that they don’t have to spend all of their pocket money at once. Teaching children the benefits of saving and managing their money is a life skill that they will continue to use in their adult life.

Bicycle Draw Competition 2018

How to Enter Bicycle Draw Competition

There are two bikes to be won, one for Under 10 and the other for Under 16.

  1. Must be Under the age of 16.
  2. Must make a lodgement to their account between the 2nd of July and 2nd of August.
  3. Fill out and return an entry form to a local branch office

Every lodgement that is transacted in this period warrants an entry form so please ensure you collect one at your local branch.

Please note for members who save by Direct Debit etc., the entry form is available on our website.

Download the form here Bicycle Draw Entry Form Online 2019 . Please note it must be returned to the Head Office (Emmet Street, Tipperary Town, Co. Tipperary).

The bicycle draw will run from the 2nd of July to the 2nd of August. The winners will be announced the first week of August.

May Car Draw Winner 2019
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May Car Draw Winner 2019

May Car Draw Winner 2019

Congratulations to Mary Cummins of Limerick Junction, Tipperary our May winner of our Members Car Draw, Mary won a brand new Renault Clio!

If you haven’t signed up for the members car draw yet, simply call to any of our branch offices and fill out the Members Car Draw form. At only €24 per annum for six draws, our members car draw is exceptional value for money. Tipperary Credit Union’s car draw is exclusive to members only which gives you an even greater chance of winning one of the superb cars on offer.T&C’s Apply

GR8 Savers 2019
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GR8 Saver Week

TIPPERARY CREDIT UNION LAUNCHES ROCKIN’ YOUTH FINANCIAL EDUCATION INITIATIVE

GR8 SAVERS WEEK RUNS FROM 6th – 12th MAY 2019

Tipperary Credit Union is encouraging children in Tipperary & Limerick to get rocking with their savings this May! The credit union launches its ‘GR8 Savers’ financial education initiative this week (May 6th to 12th). The financial awareness week aims to get parents and teachers talking to children about the importance of saving for the future.

Experts believe that the age you learn about responsible money management and how to save has a huge impact on how you will handle finances as an adult. The wide-scale study by behaviour experts at Cambridge University also revealed that financial habits in adults are typically set by age seven. So it is never too early for children to start learning prudent financial behaviour!

Speaking about the Gr8 Savers initiative, Pat Shanahan CEO TIPPERARY Credit Union said: “A huge part of our ethos at Tipperary Credit Union is financial education for the community. As part of our commitment to the local area, we want to ensure that our future generations are financially educated and empowered. Sound financial planning and prudent money management are skills that can be nurtured from a young age. Encouraging children and young people to develop a regular savings habit during GR8 Savers Week can assist them greatly in the future, especially when they need to manage budgets while at college or in their first job. So we’re encouraging all children to rock on down to us here at the credit union and open their very first savings account!”

The awareness week is designed to be fun and enjoyable for young people, while also highlighting the value of money and the benefits of prudent spending.  It’s also an opportunity for young people to learn about the not-for-profit ethos of their local credit union and the fact that we will always be there for them in the future, offering fair and affordable loans for whatever they might need, be it college, a new car, a holiday or their wedding day”.

Download our free fun activity sheet for your child here GR8-Savers-2019-Activity-Sheet.

Tipperary Credit Union has also put together some of their top tips for teaching children how to develop a healthy and responsible attitude to money.

  1. Consider rewarding children for regular saving. Don’t focus on the amount saved, but the fact that they are developing a savings habit. Supporting and rewarding them to save even very small amounts on a regular basis will help to imbed the habit.
  2. Help young people to decide on a savings goal. They will find it much easier to save regularly when they are savings towards something they really want.
  3. Dissuade young people from spending their savings on impulse. Remind them of their savings goal and what they originally wanted to save for. Share with them a story of something that you would have saved for when you were younger.
  4. Help young people to develop a savings plan, calendar or mood-board to highlight when their goal will be achieved. Having a visual prop or a visual ‘countdown’ can also encourage them to stick to their target.
  5. Give pocket money or allowances in small denominations and encourage them to put a little aside. Giving them a transparent piggy bank or jar so they can watch their money physically increase, is also a good idea.
  6. Consider linking pocket money and allowances to chores or responsibilities in the home. This helps to embed the idea that money must be earned. The more effort required to earn their money, the less likely they will be to spend on impulse or all at once.
  7. If pocket money and allowances run out at an early stage, don’t rush to replace them. Providing additional money at the drop of a hat will defeat the purpose of giving a set allowance.
  8. Why not bring them in to Tipperary Credit Unionto open their own credit union account. This will give them a sense of independence and responsibility.