Phone Line issue – Head Office

*** UPDATE *** Phone lines are back operational – thanks your for you patience.

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We are currently experiencing issues with our phone lines at our head office – if you need to contact us please do so at the following numbers

062 54595 (Bansha Office)

or Head Office 087 3377207 / 087 3440351

Sorry for the inconvenience

CU Online & PSD2

Important Information

  Newly Redesigned cu-online banking launching soon

We are glad to announce that we will be launching our new improved Cu Online+ in the coming weeks.  CU Online + has a new streamlined, modern design with extra features.  You will notice a new login page and a new responsive layout.

PSD2 Strong Customer Authentication

Strong customer authentication (SCA) is the process that validates the identity of you the user when you log in to access online and mobile banking, and for further services such as making payments or changing your address

From September 14th you will be asked for additional security credentials. We will be sending you notifications (via SMS) to ask you to confirm that you have authorised payments, logged in or wish to make changes to your accounts.  We will also implement additional fraud prevention measures.

What do I need to do?

To make this change easier, check that your mobile phone number and personal details are up to date on your CU Online profile, or you can call into your local office. For instructions on how to check your online personal details click on the link below: https://www.tipperarycu.ie/cu-online/how-to-up-date-your-personal-details-on-cuonline/

More information on PSD2 and SCA can be found by clicking on this link www.tipperary/psd2_sca

Third Level Education Loans

Third Level Education Loans

Smart Start Third Level Education Loans

third level loans

According to the ILCU*,

  • 8% of parents in Ireland who fund their child’s third level education will cut spending on clothing and goods for other children in the family to cope with costs.
  • More than a third are skipping lectures to work.
  • More than three quarters (78%) are struggling to meet these costs.

Tipperary Credit Union believe everyone should have a smart start at Third Level Education, especially when it comes to financing it.
Third Level Education comes with many fees and costs, often meaning students need accommodation away from home too.
At just 6.6% APR, the Tipperary Credit Union Smart Start Loan is one the most competitive on the market.

Key Benefits of a Smart Start Education Loan

  • Join and apply for a loan on the same day
  • Competitive loan rate
  • Easy application process
  • Flexible repayments designed to suit your needs
  • Free Loan Insurance (Terms & Conditions Apply)
  • No penalty interest for early settlement of loans
  • Repayments can be made weekly, fortnightly or monthly
  • Option to pay by Direct Debit

 How to apply?

Normal lending terms and conditions apply. Tipperary Credit Union is regulated by the Central Bank of Ireland.

What are the terms and conditions for a Smart Start Education Loan?

  • Tipperary Credit Union require that a parent/guardian sign as guarantor for all Smart Start Loans
  • Proof of Third Level attendance required
  • Normal lending terms and conditions apply. Must supply proof of income, proof of ID,
    proof of address (must be dated within the last 3 months) and proof of PPS number at loan application stage.*ILCU, 2019, ‘Half of parents cut spending on family’s clothing and goods to cope with third level costs’, 23/07/2019. https://www.creditunion.ie/news/latest-news/half-of-parents-cut-spending-on-family%E2%80%99s-clothing/

 

John Gaynor Memorial Student Scholarship Scheme

Tipperary Credit Union operates a Student Scholarship Scheme for members entering the first year of a recognised Third Level or Post Leaving Cert course.

The John Gaynor memorial scholarship is an open draw, and is not based on academic achievement. The draw is strictly supervised and controlled.

One lucky student each year qualifies for this scholarship worth up to €6,000. Anyone entering the draw will also be in with the chance of winning an iPad. Closing date the 1st of October.

For more information on the scholarship or to download the application form click on the link John Gaynor Memorial Student Scholarship Scheme

 

 

For information on our Back to School Loans for Primary and Secondary School click on the link: Start Smart Back To School Loans

 

 

back to school loans

Back to School Education Loans

Start Smart Primary and Secondary Back to School Loans

back to school loans

Back to School time can be a strain on parents financially. Covering all the school costs can be very difficult, especially if there is more than one child to consider.

  • Parents of primary school children are spending an average of €949* per child.
  • It is estimated it’s costing €1,399* per child for back to school supplies, for Secondary School Level.

Here at Tipperary Credit Union, we have put together a Start Smart Education Loan Package, for our members to help with the cost of back to school.

We believe that our members should have one less thing to worry about. Tipperary Credit Union Start Smart Education Loans have an APR of 6.6%,
making them one of the most competitive interest rates available.

Key Benefits of a Start Smart Education Loan

  • Join and apply for a loan on the same day
  • Competitive loan rate
  • Easy application process
  • Flexible repayments designed to suit your needs
  • Free Loan Insurance (Terms & Conditions Apply
  • No penalty interest for early settlement of loans
  • Repayments can be made weekly, fortnightly or monthly
  • Option to pay by Direct Debit

What are the terms and conditions for a Start Smart Education Loan?

  • The maximum loan amount permitted is €750 per school going child.
  • Confirmation will be required that the child is/will be attending either primary or secondary school.
    The following are acceptable forms of documentation: birth certificate, letter from school, book list.
  • The loan product may only be applied for between June and September.
  • Loan must be paid back by the 31st of July of the following year.
  • Normal lending terms and conditions apply. The parent/guardian must supply proof of income, proof of ID,
    proof of address (must be dated within the last 3 months) and proof of PPS number at loan application stage.

How to apply?

Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears.
This may affect your credit rating which may limit your ability to access credit in the future. Tipperary Credit Union is regulated by the Central Bank of Ireland.

*ILCU, 2019, ‘How to Apply for a Back to School Credit Union Loan’, 23/07/2019. https://www.creditunion.ie/news/blog/how-to-apply-for-a-back-to-school-credit-union-loa/

 

For information on our Third Level Education Loans click on the link: Smart Start Third Level Loans

Opening Hours

New Branch Opening Hours

New Branch Office Opening Hours

Our new branch opening hours will commence the week of the 5th of August. The following branch offices opening hours are changing: Bansha, Doon and Plassey.

Bansha New Opening Hours:

We will no longer open on a Friday in our Bansha Branch Office. The branch will cease Friday services on the 2nd of August 2019.

New Opening Hours:

Thursday: 9.30a.m. to 5.00p.m.
Closed for lunch 12.30p.m. to 1.30p.m.

Saturday: 9.30a.m. to 2.30p.m.

_______________________________________________________________________________________________________________

Doon New Opening Hours:

The branch will cease Wednesday services on the 31st of July.

New Opening Hours:

Thursday: 9.30a.m. to 5.00p.m.
Closed for lunch 12.30p.m. to 1.30p.m.

Friday: 9.30a.m. to 5.00p.m.
Closed for lunch 12.30p.m. to 1.30p.m.

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Plassey New Opening Hours:

The branch will cease late evening services on the 2nd of August 2019.

Monday: 9.30a.m. to 5.00p.m.
Open through lunch

Tuesday: 9.30a.m. to 5.00p.m.
Open through lunch

Wednesday: 9.30a.m. to 5.00p.m.
Open through lunch

Thursday: 9.30a.m. to 5.00p.m.
Open through lunch

Friday: 9.30a.m. to 5.00p.m.
Open through lunch

_______________________________________________________________________________________________________________

Hollyford Branch

Please note the Hollyford Branch Office will cease operation from the 2nd of  August 2019.

 

 

Bicycle Draw Tipperary Credit Union

Bicycle Draw Competition 2019

Youth Programme

As part of our Youth Programme our Summer Bicycle Draw is back again. The bicycle draw competition is designed to encourage our younger members to save. The competition’s objective is to encourage children to save a little bit on a regular basis and to remind them that they don’t have to spend all of their pocket money at once. Teaching children the benefits of saving and managing their money is a life skill that they will continue to use in their adult life.

Bicycle Draw Competition 2018

How to Enter Bicycle Draw Competition

There are two bikes to be won, one for Under 10 and the other for Under 16.

  1. Must be Under the age of 16.
  2. Must make a lodgement to their account between the 2nd of July and 2nd of August.
  3. Fill out and return an entry form to a local branch office

Every lodgement that is transacted in this period warrants an entry form so please ensure you collect one at your local branch.

Please note for members who save by Direct Debit etc., the entry form is available on our website.

Download the form here Bicycle Draw Entry Form Online 2019 . Please note it must be returned to the Head Office (Emmet Street, Tipperary Town, Co. Tipperary).

The bicycle draw will run from the 2nd of July to the 2nd of August. The winners will be announced the first week of August.

May Car Draw Winner 2019

May Car Draw Winner 2019

May Car Draw Winner 2019

Congratulations to Mary Cummins of Limerick Junction, Tipperary our May winner of our Members Car Draw, Mary won a brand new Renault Clio!

If you haven’t signed up for the members car draw yet, simply call to any of our branch offices and fill out the Members Car Draw form. At only €24 per annum for six draws, our members car draw is exceptional value for money. Tipperary Credit Union’s car draw is exclusive to members only which gives you an even greater chance of winning one of the superb cars on offer.T&C’s Apply

GR8 Savers 2019

GR8 Saver Week

TIPPERARY CREDIT UNION LAUNCHES ROCKIN’ YOUTH FINANCIAL EDUCATION INITIATIVE

GR8 SAVERS WEEK RUNS FROM 6th – 12th MAY 2019

Tipperary Credit Union is encouraging children in Tipperary & Limerick to get rocking with their savings this May! The credit union launches its ‘GR8 Savers’ financial education initiative this week (May 6th to 12th). The financial awareness week aims to get parents and teachers talking to children about the importance of saving for the future.

Experts believe that the age you learn about responsible money management and how to save has a huge impact on how you will handle finances as an adult. The wide-scale study by behaviour experts at Cambridge University also revealed that financial habits in adults are typically set by age seven. So it is never too early for children to start learning prudent financial behaviour!

Speaking about the Gr8 Savers initiative, Pat Shanahan CEO TIPPERARY Credit Union said: “A huge part of our ethos at Tipperary Credit Union is financial education for the community. As part of our commitment to the local area, we want to ensure that our future generations are financially educated and empowered. Sound financial planning and prudent money management are skills that can be nurtured from a young age. Encouraging children and young people to develop a regular savings habit during GR8 Savers Week can assist them greatly in the future, especially when they need to manage budgets while at college or in their first job. So we’re encouraging all children to rock on down to us here at the credit union and open their very first savings account!”

The awareness week is designed to be fun and enjoyable for young people, while also highlighting the value of money and the benefits of prudent spending.  It’s also an opportunity for young people to learn about the not-for-profit ethos of their local credit union and the fact that we will always be there for them in the future, offering fair and affordable loans for whatever they might need, be it college, a new car, a holiday or their wedding day”.

Download our free fun activity sheet for your child here GR8-Savers-2019-Activity-Sheet.

Tipperary Credit Union has also put together some of their top tips for teaching children how to develop a healthy and responsible attitude to money.

  1. Consider rewarding children for regular saving. Don’t focus on the amount saved, but the fact that they are developing a savings habit. Supporting and rewarding them to save even very small amounts on a regular basis will help to imbed the habit.
  2. Help young people to decide on a savings goal. They will find it much easier to save regularly when they are savings towards something they really want.
  3. Dissuade young people from spending their savings on impulse. Remind them of their savings goal and what they originally wanted to save for. Share with them a story of something that you would have saved for when you were younger.
  4. Help young people to develop a savings plan, calendar or mood-board to highlight when their goal will be achieved. Having a visual prop or a visual ‘countdown’ can also encourage them to stick to their target.
  5. Give pocket money or allowances in small denominations and encourage them to put a little aside. Giving them a transparent piggy bank or jar so they can watch their money physically increase, is also a good idea.
  6. Consider linking pocket money and allowances to chores or responsibilities in the home. This helps to embed the idea that money must be earned. The more effort required to earn their money, the less likely they will be to spend on impulse or all at once.
  7. If pocket money and allowances run out at an early stage, don’t rush to replace them. Providing additional money at the drop of a hat will defeat the purpose of giving a set allowance.
  8. Why not bring them in to Tipperary Credit Unionto open their own credit union account. This will give them a sense of independence and responsibility.

 

Opening Hours

Easter Opening Hours 2019

Easter Opening Hours 2019

Head Office Tipperary Town
Thursday April 18th OPEN 9.30 a.m. to 5.00 p.m.
Friday April 19th CLOSED
Saturday April 20th OPEN 9.30 a.m. to 2.30 p.m.
Monday April 22nd CLOSED
Tuesday April 3rd OPEN As Normal

Plassey Office Castletroy
Thursday April 18th OPEN 9.30 a.m. to 6.00 p.m.
Friday April 19th CLOSED
Monday April 22nd CLOSED
Tuesday April 3rd OPEN As Normal

Doon Office
Wednesday April 17th OPEN 1.30 p.m. to 5.00 p.m.
Thursday April 18th OPEN 9.30 a.m. to 5.00 p.m.
(Note office closes for Lunch 12.30 p.m. to 1.30 p.m.)
Friday April 19th CLOSED

Bansha Office
Thursday April 18th OPEN 9.30 a.m. to 5.00 p.m.
(Note office closes for Lunch 12.30 p.m. to 1.30 p.m.)
Friday April 19th CLOSED
Saturday April 20th OPEN 9.30 a.m. to 2.30 p.m.

Dundrum Office
Thursday April 18th OPEN 9.30 a.m. – 5.00 p.m.
(Note office closes for Lunch 12.30 p.m. to 1.30 p.m.)
Friday April 19th CLOSED

Hollyford Office
Thursday April 18th OPEN 2.00 p.m. to 5.00 p.m
Friday April 19th CLOSED

March Car Draw Winner 2019

March Car Draw Winner 2019

Congratulations to Alice Ryan of  Bansha, Tipperary our March winner of our Members Car Draw, Alice won a brand new Renault Clio!

If you haven’t signed up for the members car draw yet, simply call to any of our branch offices and fill out the Members Car Draw form. At only €24 per annum for six draws, our members car draw is exceptional value for money. Tipperary Credit Union’s car draw is exclusive to members only which gives you an even greater chance of winning one of the superb cars on offer.T&C’s Apply